You have options for student loan repayment. Let us help you find the right one.

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your student loans.

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Alumni Prep Services is a privately owned company that helps consumers like you identify government programs that may be suitable for your situation, it then gathers the relevant application documents, and then prepares those documents for your review and submission.

Our services are reasonably priced and our goal is to take the frustration out of the process. Upon receipt of all information from you, we will complete the application forms required for the DOE program(s) that you chose. We quickly gather the relevant application documents and then prepare those documents for submission.

No Upfront Fees

Many companies charge you large upfront fees. At Student Prep Loans, for our expertise, time and the work we do, we charge a fee only after we’ve completed our work.

See if you qualify in 10 minutes or less

Trained student loan experts are standing by to compare your options. Find out in just minutes if you qualify for any of the programs offered through the government.


Our mission

Do you see your minimum payments piling up? Have you gotten so far behind that you may be facing tax seizures or possible wage garnishments? Alumni Prep Services was established to assist with those who are struggling with their Federal Student Loans! Go ahead and fill out our contact form so that our specialists can contact you and get you the relief you are looking for through government assisted programs!

We provide consulting & document processing services that help you identify government programs that may be suitable to your situation like consolidating your Federal Student Loans, resulting in affordable and manageable monthly payments.

We have a diversified set of employees who are professional, experienced, highly trained and courteous. No company can rival the success we have with our clients through the Government. Call us today to find how you can benefit from using our services.


Happy clients


In student loan payments


In forgiveness programs


Community support

Trusted by over 25,000 people to help them qualifiy for student loan assistance programs offered by the U.S. Department of Education.

In certain situations, you can have your federal student loan forgiven, canceled or discharged.

Lower your student loan debt payments today!

Helping Students

Our process is easy and our review is 100% FREE!

Sign up today, and you will be contacted by one of our student loan assistance experts.

Build a personalized game plan

Access federal programs

Consolidate student loans

Get lower monthly payment

We have helped student from:

Research and Findings

The student loan phenomenon

We live in a country where 10 percent of college graduates who carry student loan debt will eventually default on their loans, finding themselves in serious need of financial assistance.

Let’s face it, no one wants to be stuck paying student loans well into their retirement years, but the cold, hard truth of the matter is that few people are able to rid themselves of the debt without some type of assistance. The average student graduates with over $26,000 of debt to their name…and that’s before interest.

We guide our customers through the red tape of alternative government-based programs that are set up through the Department of Education. We can also help you consolidate your student loan by dealing directly with loan companies on your behalf through government approved programs. In some cases, we can help get your student loans 100 percent forgiven.

Alumni Prep Services is here to help. There is no need to spend your hard-earned money on high payments, interest, and fees when we can work with you to get you the relief you need.

Did you know?

The national student debt is growing at a rate of

$2,800 / PER SECOND







We deliver on our promises

Don’t be surprised when you see results.

Our goal is to help you enroll in the best, most effective program that will suit your student loan needs. You will receive answers over the phone in just minutes.

Leverage our expertise for your benefit.

We match thousands of student loan borrowers with federal programs that are offered by The Department of Education to consolidate and lower their current Federal student loans. We help you take advantage of the latest forgiveness programs put in place by Congress that could potentially save you thousands of dollars.

We help orchestrate a plan for every person.

When you get started you’ll be provided with your own dedicated student loan expert. They’ll work closely with you to ensure questions are answered and the plan designed for you is properly executed. We help you prepare all the required paperwork for The Department of Education to process your consolidation & enrollment. We can help you at any stage and ultimately save you time, money, and stress.


What clients say about us


Support center

Our resource center presents students and individuals alike with the latest information, legislation, and tools to take control of their futures.



You’ve got questions, and we’ve got answers. Application time, Consolidation, Fees, Defaulting – we cover it all here.

With Alumni Prep Services, the application process range is between 30 and 90 days. Returning the Department of Education requested documentation to us in a timely manner will shorten the application process. So, how fast you get those documents back to us determines the length of the process.

Student Loan Preps  encourages you to make all prior scheduled student loan payments on time until you receive notification that your loans have been consolidated and you have a new payment. Among other issues, making late payments on your student loans may have a negative effect on your credit scores.

No two student loan consolidations are the same. Items that affect your student loan payments after consolidation include: your annual income, the size of your family, your loan balances, your interest rates after consolidation and your new payment plan.  At Student Loan Preps, we will help you achieve a consolidated student loan monthly payment that is affordable for you and your family.

The majority of the time, when you have already consolidated your student loans, you will not be able to get a second consolidation as a means to get you out of default.  In a case where you consolidated previously under the FFEL Consolidation Program, we may be able to help you.  In this case, Student Loan Preps will assist you in working with your current lenders to find the most affordable solution to returning your loans in a good standing status

Once Student Loan Preps completes your federal student loan consolidation, you will be eligible for additional financial aid for your education.  You may also receive a deferment of the payment on your recently consolidated student loans so long as you are enrolled for at least what is considered half time.

Student loan consolidations with Student Loan Preps usually have a positive effect on credit. Once consolidated, the loans will show up as paid off and the default no longer reports. This will help you improve your credit scores when applying for credit cards, automobile loans and mortgage financing. If you are current on your federal student loans during the time of processing the consolidation, you will not see a negative mark on your credit or a reduction of scores, if all things remain positive on other accounts, so long as you make all scheduled payments on your existing student loans.

When you originally received your federal student loans, you signed a document that stated you agreed with the terms of your loans.  When you signed for your federal student loans you also agreed to the dollar amount of the loans, the monthly payment, the interest rate, the loan term and collection costs should your loans enter into default status.

Collection costs may be as much as 24% with those fees added to the balance of the loan. Those fees are recalculated annually and will depend upon administrative costs that are subject to change and whether or not the defaulted student loans are submitted to a third party collection agency or attorney.  Fees for collection activity may add to your existing student loan balances.

Defaulting on your federal student loans could create serious issues.  These issues come to pass when you choose not to voluntarily make payment arrangements. Communication is the best policy when it comes to defaulted federal student loans, and when you do not reach out to your loan servicers, they will assume that you are trying to avoid the debt.  When you choose the no communication strategy, you may have your wages garnished, your state and federal tax refunds seized, and lose your professional licensing.